Summer 2027 Credit Intern

The Wholesale Client Coverage & Credit Summer Intern takes part in a 10-week program that builds a practical foundation in commercial banking, credit analysis, risk assessment, portfolio management, and relationship management. The intern starts with structured training, then completes a nine-week assignment in an assigned business area while supporting team priorities and a capstone project tied to a real business or client need.

Essential Duties and Responsibilities

1. Complete one week of in-person training on credit fundamentals, financial analysis, commercial banking, and the Wholesale Banking client and credit process.
2. Complete a nine-week assignment in a business area such as Credit Analysis, Commercial Banking, Specialized Industries, Credit Risk and Portfolio Management, or Real Estate.
3. Gather, organize, and analyze financial statements, borrower information, industry trends, market data, and transaction information under the guidance of experienced professionals.
4. Help with financial spreading, cash flow analysis, borrower and industry research, credit review materials, portfolio monitoring, and market analysis.
5. Prepare spreadsheets, presentations, written summaries, process documentation, and project updates that clearly communicate findings and open items.
6. Learn how bankers and credit professionals assess client needs, borrower risk, repayment capacity, transaction structure, and portfolio performance.
7. For a Real Estate assignment, support analysis of commercial real estate lending, valuation fundamentals, property and market information, and portfolio considerations.
8. Collaborate with teammates and cross-functional partners, attend meetings, ask informed questions, incorporate feedback, and give timely updates on assigned work.
9. Complete and present a capstone project that addresses a real business or client need and shows financial analysis, problem solving, and communication skills.
10. Take part in mentorship, networking, coaching, leader exposure, and professional development activities throughout the internship.
11. Follow applicable policies and procedures, use sound judgment, and protect confidential client and company information.

Benefits

Regular teammates working 20 or more hours per week are eligible for benefits, though eligibility for specific benefits depends on the division and status. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment coverage, tax-preferred savings accounts, and a 401k plan. Eligible teammates also receive vacation, sick days, and paid holidays. Details are available on the Truist benefits site.

Truist is an Equal Opportunity Employer and a Drug Free Workplace.