Associate Software Engineer

Your opportunity

At Schwab, you can make an impact on your career. Innovative thinking meets creative problem solving as we challenge the status quo and transform the finance industry together. We believe in in-office collaboration, and the selected candidate is expected to work on site in the specified location.

Schwab Technology Services delivers reliable technology that helps clients manage their financial futures. The BPMT Departmental Pega One (DPO) platform supports modernizing enterprise workflows across account maintenance, retirement services, and asset servicing.

As an Associate Software Engineer, you will help modernize business-critical applications through full stack development, improving operational efficiency and user experience. You will work closely with engineers, product owners, and cross-functional stakeholders in an Agile environment to deliver high-quality, scalable solutions. The role centers on hands-on problem solving: analyzing workflows, building enhancements, and troubleshooting technical issues to keep systems reliable.

You will also help advance engineering excellence by taking part in code reviews, using AI-assisted development tools such as GitHub Copilot, and contributing to test automation and continuous improvement. This position is a strong way to build foundational engineering skills while growing your adaptability, collaboration, and innovation.

Key Responsibilities

• Design, build, test, and maintain full stack software applications under the guidance of senior engineers.
• Use GenAI tools (such as GitHub Copilot, Cursor, or Claude Code) to speed up coding, debugging, and documentation.
• Take full ownership of all code changes, including those produced with AI tools.
• Review, test, and fully understand every change before it is merged and released to production.
• Write clean, maintainable, well-structured code with or without AI assistance.
• Create clear prompts, task definitions, and acceptance criteria to direct AI agents on your own work.
• Apply spec-driven development to turn requirements into structured, AI-ready specifications.
• Help define agent goals, tool use, and simple task flows for AI agent development under senior guidance.
• Review and validate AI-generated code for correctness, quality, security, and maintainability.
• Decide whether to accept, modify, or reject AI suggestions based on context and team standards.
• Generate and improve unit, integration, and regression tests with AI-assisted tools.
• Make sure test coverage meets team standards before code is merged.
• Identify and address security, performance, and reliability concerns early in the development cycle.

Modernization

• Help refactor and modernize existing codebases with AI-assisted workflows to improve readability, maintainability, and performance.
• Help identify technical debt and contribute to AI-accelerated remediation under senior guidance.

Collaboration

• Take part in architecture discussions, design reviews, and code reviews to learn and contribute to technical direction and quality standards.
• Help maintain custom instructions and prompt engineering guidelines that support consistent AI-assisted development across the team.
• Keep improving your AI-enabled engineering practices and share learnings and tooling insights with peers.

What's in it for you

Schwab supports your growth through meaningful work, continuous learning, and a culture of trust and collaboration. The company offers a hybrid work approach that balances flexibility with regular in-person time together.

Benefits include a 401(k) with company match, an employee stock purchase plan, paid vacation and volunteering time, a 28-day sabbatical after every 5 years of service for eligible positions, paid parental leave and family building benefits, tuition reimbursement, and health, dental, and vision insurance.